PRIVACY POLICY
Introduction

"LaQuesta Holdings Ltd" is committed to lawful, fair, and transparent collection of your data. This policy governs data collection by us and our affiliates (collectively the “Company”) when you purchase or use our products, services, software, and website (collectively the “Services”). It was drafted to help you understand the types of information we collect from you, how we use it, as well as how we share, store and protect it.
If you do not agree with this policy, you should not use our Services. By accessing or using our Services, you agree to this policy, which may change from time to time to better reflect our practices and applicable laws. Your continued use after we make change(s) is deemed acceptance of those changes.

Children Under the Age of 13

 Our Services are not intended for minors (children under 13 years of age or equivalent depending on jurisdiction, (“Children”), and use of our Services by Children is strictly prohibited. We do not knowingly collect personally identifiable information from Children. If we learn we have collected or received personal information from Children without verification of parental consent, we will delete that information. If you believe we might have any information from or about Children, please contact us.

Types of Information We Collect

 We collect information if you voluntarily provide it to us. For example, if you sign up for our Services, you might give us your name and email address. You might also give us data when you email us or give us feedback. In addition, you may submit information online through surveys, forms, portals, or other interactive activities on our website. details about transactions you carry out through our website. It is always your choice whether or not to provide personal data. Do not provide personal data unless you are authorized to do so.

 We may collect the following information directly from you:
 information that may be personally identified, such as name, address, e-mail address, and other identifier by which you may be contacted online or offline ("personal information");
information that is about you but individually does not identify you; and/or
information about how you interact with our website, such as internet connection or the equipment you use to access the Services.
 This policy does not apply to third-party sites that may link to, or be accessible from, our site. We do not control these third parties' tracking technologies or how they may be used. Your interactions with these sites are governed by the third parties’ applicable privacy statements. If you have any questions about these sites, you should contact the responsible provider directly.

 We may also collect information automatically:
 As you interact with our website, we may use automatic data collection technologies to collect certain information about your equipment, browsing actions, and patterns, including: details of your visits to our website and information about your computer and internet connection. The information we collect automatically does not include personal information.
 The technologies we use for this automatic data collection may include cookies. You may refuse to accept browser cookies by activating the appropriate setting on your browser, but if you do you may be unable to access certain parts of our website. Unless you have adjusted your browser setting so that it will refuse cookies, our system will issue cookies when you direct your browser to us.

How We Use Your Information

We use information that we collect about you or that you provide to us, including personal information to present our Services to you; to provide you with information, products, or services that you request from us; to fulfill any other purpose for which you provide it; to provide you with notices about your account/ subscription, including expiration and renewal notices; to carry out our obligations and enforce our rights arising from any contracts entered into between you and us, including for billing and collection; to comply with legal obligations; or for any other purpose with your consent.
 If you are an EU resident, we will collect and use your personal data only if we have one or more legal bases for doing so under the GDPR. This means we collect and use your personal data only where you have given your consent for one or more specific purposes; it is necessary for our legitimate interests (or those of a third party) and your interests and fundamental rights do not override those interests; it is necessary to protect the vital interests of you or another natural person; or it is necessary to comply with a legal obligation.

Who We Share Your Information With

We may disclose aggregated information about our users, and information that does not identify any individual, without restriction.
 We may disclose personal information that we collect or you provide as described in this policy to our team members, agents, subsidiaries and affiliates who have a business need to know; to contractors, service providers, and other third parties we use to support our business; to a buyer or other successor in the event of a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of the Company’s assets; to fulfill the purpose for which you provide it; for any other purpose disclosed by us when you provide the information; and/or with your consent.
 We may also disclose your personal information: to comply with any court order, law, or legal process, including to respond to any government or regulatory request; and/or to enforce or apply our terms of use and other agreements, including for billing and collection purposes.
 If we believe disclosure is necessary or appropriate to protect the rights, property, or safety of the Company, our customers, or others.

How We Protect Your Personal Information

We may store your personal data in any region or in any country where we or our service providers have facilities. We implement reasonable processes and adhere to best practices in order to protect your Personal Information from accidental loss and from unauthorized access, use, alteration, and disclosure. Unfortunately, the transmission of information via the internet is not completely secure. We will do our best to protect your personal information, but we cannot guarantee the security of your personal information transmitted to our website. Any transmission of personal information is at your own risk. We are not responsible for circumvention of any privacy settings or security measures contained on the website. We will store your personal data only until it is no longer needed to fulfill the purpose(s) for which it was collected or as required or permitted by law; at that point it will be anonymized, deleted, or isolated.

Accessing and Correcting Your Information
You can request to access, correct or delete any personal information that you have provided to us by contacting us at janice@laquestaholdingsltd.com. We may not accommodate a request to change information if we believe the change would violate any law or legal requirement or cause the information to be incorrect.

How to Contact Us
To ask questions or comment about this privacy policy and our privacy practices, contact us at:

LaQuesta Holdings Ltd – The Midlife Launch System
Email: janice@laquestaholdingsltd.com
Website: https://www.midlifelaunchsystem.com
Business Owner: Janice Dennis
Trading Name: The Midlife Launch System
Company: LaQuesta Holdings Ltd
Jurisdiction: New Zealand
Effective Date: 6/8/2026
Last Updated: 6/8/2026

TERMS & CONDITIONS
Acceptance of Terms

By purchasing, accessing, or using any product, course, or service offered through The Midlife Launch System ("the Program"), you ("the Client") agree to be bound by these Terms and Conditions. If you do not agree, please do not proceed with your purchase or access.

About the Program

The Midlife Launch System is a digital education and business-building program designed to help midlife women start and grow an online business. Products and services may include digital courses, guides, templates, coaching resources, and related materials delivered electronically.
The Program is operated by LaQuesta Holdings Ltd, a New Zealand registered company. We serve clients worldwide, and our digital products and services are available internationally.

Purchase and Payment

• Prices are listed in US Dollars (USD) unless otherwise stated at the point of purchase. International clients are responsible for any currency conversion fees charged by their bank or payment provider.
• Payment is required in full at the time of purchase unless a payment plan has been agreed upon in writing.
• By completing a purchase, you confirm that you are authorised to use the payment method provided.
• LaQuesta Holdings Ltd reserves the right to change pricing at any time. Changes will not affect purchases already completed.

Refund Policy

Due to the digital nature of the products offered, all sales are final unless otherwise stated at the point of purchase.
A refund may be considered at our sole discretion if:
• A technical fault prevents you from accessing purchased content and the issue cannot be resolved within 30 days of purchase; or
• A specific money-back guarantee has been advertised for that product, in which case the stated terms of that guarantee apply.
Refund requests must be submitted in writing to [your email address] within the timeframe specified at purchase.

Intellectual Property

All content provided through The Midlife Launch System — including but not limited to written materials, videos, templates, graphics, worksheets, and course content — is the intellectual property of LaQuesta Holdings Ltd and is protected under applicable copyright law.
You are granted a personal, non-transferable, non-exclusive licence to use the materials for your own business purposes. You may not:
• Share, resell, reproduce, or distribute the materials to others
• Use the content to create a competing product or program
• Remove or alter any copyright notices

Disclaimer of Results

The Midlife Launch System provides education, tools, and resources. We do not guarantee specific business or financial results. Your outcomes will depend on your individual effort, experience, market conditions, and other factors outside our control.
Any testimonials or examples of results shared are not typical and are not a promise or guarantee of what you will achieve.

Limitation of Liability

To the fullest extent permitted by New Zealand law, LaQuesta Holdings Ltd, its owner, and any associated contractors or affiliates shall not be liable for any indirect, incidental, or consequential loss or damage arising from your use of the Program, including but not limited to loss of income, business interruption, or data loss.
Our total liability to you shall not exceed the amount you paid for the product or service in question.

Client Responsibilities

As a Client, you agree to:
• Provide accurate information when purchasing or registering
• Use program materials ethically and lawfully
• Take responsibility for your own business decisions and outcomes
• Not engage in disruptive, abusive, or unlawful conduct within any community or group associated with the Program

Privacy

Your personal information is collected and held by LaQuesta Holdings Ltd in accordance with the New Zealand Privacy Act 2020. We use your information to deliver your purchase, communicate with you about your account, and (where you have opted in) send marketing communications.
We do not sell your personal information to third parties.
For full details, please refer to our https://www.midlifelaunchsystem.com/legality

Governing Law and International Clients

These Terms and Conditions are governed by the laws of New Zealand. LaQuesta Holdings Ltd is a New Zealand registered company and operates under New Zealand jurisdiction.
Clients outside New Zealand are welcome and our products are available internationally. By purchasing, international clients agree that any disputes will be resolved under New Zealand law and within New Zealand jurisdiction.
We make no representation that our products or services comply with the laws of any country outside New Zealand. It is your responsibility to ensure that accessing or purchasing our products is lawful in your country of residence.

Changes to These Terms

LaQuesta Holdings Ltd reserves the right to update these Terms and Conditions at any time. Updated terms will be posted with a revised effective date. Your continued use of the Program following any update constitutes your acceptance of the revised terms.

For questions, concerns, or refund requests, please contact:

LaQuesta Holdings Ltd – The Midlife Launch System
Email: janice@laquestaholdingsltd.com
Website: https://www.midlifelaunchsystem.com
Business Owner: Janice Dennis
Trading Name: The Midlife Launch System
Company: LaQuesta Holdings Ltd
Jurisdiction: New Zealand
Effective Date: 6/8/2026
Last Updated: 6/8/2026

REFUND POLICY
Introduction

"LaQuesta Holdings Ltd " is committed to your satisfaction. If you have purchased digital/hard goods/subscription from LaQuesta Holdings Ltd and are unhappy with the product received, you may be eligible for a refund/partial refund if requested within 30 days of the original purchase date.

Refunds of Digital/Subscription Based Goods:

To be eligible for a refund on any digital/subscription based goods, the following steps must be taken:

Refund must be requested in writing by contacting janice@laquestaholdingsltd.com
Request of refund must be made within 30 days of the original purchase date

LaQuesta Holdings Ltd is committed to its consumers, and while we stand by our policy as written above, we also want to understand how we can resolve the dissatisfaction and better understand how we can serve you. Please contact LaQuesta Holdings Ltd at janice@laquestaholdingsltd.com for any questions related to our policy, or simply to let us know how we can help. 


LaQuesta Holdings Ltd – The Midlife Launch System
Email: janice@laquestaholdingsltd.com
Website: https://www.midlifelaunchsystem.com
Business Owner: Janice Dennis
Trading Name: The Midlife Launch System
Company: LaQuesta Holdings Ltd
Jurisdiction: New Zealand
Effective Date: 6/8/2026
Last Updated: 6/8/2026

EARNINGS DISCLAIMER
Introduction

No Guarantee of Income or Results

Any income, earnings, or results referenced in connection with The Midlife Launch System — whether in sales materials, testimonials, case studies, live trainings, emails, or any other communication — are estimates only. There is no guarantee that you will achieve similar results, and LaQuesta Holdings Ltd makes no representation or promise that you will earn any specific amount of money, or any money at all, through participation in the Program.

Individual Results Vary

Your results will depend on a wide range of factors unique to you, including but not limited to your effort, skill, experience, existing audience or resources, market conditions, timing, and business decisions — many of which are entirely outside our control. Some Clients may achieve significant results; others may achieve none. Past performance of any kind, including our own or that of other Clients, is not a reliable indicator of future results for you.

Testimonials and Examples

Testimonials, screenshots, and examples of results shared by us or by other Clients reflect individual experiences and are not typical. They are shared for illustrative purposes only and should not be interpreted as a promise or guarantee of what you can or will achieve.

Business and Financial Risk

Starting or growing an online business involves inherent risk, including the risk of financial loss. You acknowledge that you are solely responsible for evaluating this risk and for your own business and financial decisions. You should not rely on any information provided through the Program as financial, legal, or tax advice, and we encourage you to seek independent professional advice where appropriate before making business decisions.

No Employment or Partnership Relationship

Participation in the Program does not create an employment, partnership, agency, or joint venture relationship between you and LaQuesta Holdings Ltd. You are solely responsible for how you apply the education, tools, and resources provided.

LaQuesta Holdings Ltd – The Midlife Launch System
Email: janice@laquestaholdingsltd.com
Website: https://www.midlifelaunchsystem.com
Business Owner: Janice Dennis
Trading Name: The Midlife Launch System
Company: LaQuesta Holdings Ltd
Jurisdiction: New Zealand
Effective Date: 6/8/2026
Last Updated: 6/8/2026

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